Terms of Service (Condiciones de Uso)
Last updated: September 2026 • Provider: Benjamin Perraut, Madrid, Spain
• Operator: Benjamin Perraut
• Location: Madrid, Spain (España)
• Contact Email: benjamin.perraut@gmail.com
1. Acceptance of Terms
By accessing or using Opcio, you agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use the application.
2. Nature of Service: Personal Tracker Only
Opcio is a personal cash-secured-put tracker, not a broker, does not execute trades, not investment advice.
- Non-Brokerage: Opcio is not a registered broker-dealer, trading platform, or introducing firm with the Spanish CNMV, US SEC/FINRA, or any financial authority.
- No Trade Execution: Opcio cannot place, modify, cancel, or route orders to any exchange or broker.
- No Custody of Funds: Opcio does not hold, accept, or transfer cash, securities, or financial deposits.
- No Advisory Services: No content, formula, Greek calculation, or AI risk analysis constitutes investment, financial, tax, or legal advice.
3. Substantial Risk of Options Trading
Trading options involves significant risk of capital loss and is not suitable for all investors. Selling cash-secured puts exposes you to assignment risk and market risk if the underlying stock depreciates. You are solely responsible for evaluating your risk tolerance and for all trading decisions executed through your third-party broker.
4. Permitted Personal Use
We grant you a non-exclusive, revocable, non-transferable license to use Opcio strictly for your personal, non-commercial trade-logging and portfolio organization.
5. Disclaimer of Warranties
Opcio is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind. We do not warrant that market data, Greeks, earnings dates, or AI risk assessments will be accurate, timely, uninterrupted, or error-free.
6. Limitation of Liability
To the maximum extent permitted by applicable Spanish and EU law, Benjamin Perraut and Opcio shall not be liable for any direct, indirect, consequential, or trading losses arising from the use or inability to use this tracking application.
7. Governing Law & Jurisdiction
These Terms shall be governed by and interpreted in accordance with the laws of Spain and the European Union. Any dispute shall be submitted to the exclusive jurisdiction of the competent courts of Madrid, Spain, subject to applicable mandatory consumer protection laws.